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6 Things to Do When You Win the Powerball Jackpot  April 18, 2016 – 09:21 pm
What s the best way to win

It’s a time-honored tradition: Lottery has a big jackpot (like the $266 million Powerball prize projected for Saturday night’s drawing), predictable frenzy follows:

  • Lines of hopeful but cranky people form at convenience shops.
  • News stations dust off their animated “Powerball mania!” graphic and gather B-roll footage for the evening news.
  • Your co-worker who organizes office betting pools for the Super Bowl and March Madness invites everyone to pitch in to purchase a stack of Powerball tickets.

After all, you never know.

Actually, we do know. Most of us understand that the odds that we hold the winning ticket are roughly one in a million gabillion trillion. Or they might as well be, given that the real chances are one in 292.2 million.

That said, when lottery officials eventually name a winner or winners of this ever-growing prize, it’s important to be prepared.

Here are six things to do (right after you sign the winning ticket) if you do happen to win the big jackpot.

1. Practice your poker face

Until you’ve gone through the rest of this list, it’s probably a good idea to keep this whole “Dude! I’m filthy rich!” thing under wraps. According to lottery rules in most states, once you come forward and claim the dough you sign away your right to complete privacy.

It’s also a good idea to change your phone number, put an extra lock on your front door and move the garden gnomes inside so that reporters and ne’er-do-wells don’t trample the little guys and walk in on you rolling around giggling on a carpet of $100 bills.

2. Review your family tree, prenup (if you plan to buy a trophy husband or wife) and beneficiary information

Surprise! People can be awful and deceitful when obscene amounts of money and your mug are suddenly front-page news. There’s nothing worse than dealing with a stream of “long-lost ninth cousins thrice removed” and scamsters beating a path through those decorative gnomes to get to your doorstep.

You can turn those people away (and in some states one way to keep the wolves in line — and your anonymity intact — is to set up a trust). But what about actual family members (siblings, parents, kids, spouses, exes and soon-to-be exes)? Here’s where up-to-date beneficiary forms (naming who will inherit your money) will ensure that your winnings go to the right people when you’re no longer around to pick up drink tabs.

Source: www.nerdwallet.com

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